> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getfaira.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Faira for Merchants

> Let your customers pay with credit at checkout. Integrate in a few steps.

Faira is a credit-as-a-service platform. This documentation shows merchants how to
create an account, authenticate API requests, initiate checkout sessions, and
receive signed webhooks.

<CardGroup cols={2}>
  <Card title="Merchant Onboarding" icon="rocket" href="/merchant-onboarding">
    Sign up, get credentials, sign requests, and go live end to end.
  </Card>

  <Card title="Webhooks" icon="bolt" href="/merchant-onboarding#step-5-configure-webhooks">
    Receive and verify transaction events, and send inbound payment events.
  </Card>
</CardGroup>

## How it works

<Steps>
  <Step title="Create your account">
    Register and receive live API credentials (API key + secret) immediately.
  </Step>

  <Step title="Authenticate">
    Sign server-to-server checkout requests with your API secret (HMAC-SHA256).
  </Step>

  <Step title="Initiate checkout">
    Create a session, redirect your customer into Faira's hosted flow, and let
    them authorize the transaction.
  </Step>

  <Step title="Receive webhooks">
    Faira posts signed events to your endpoint as transactions change state.
  </Step>
</Steps>

Ready? Start with the [Merchant Onboarding](/merchant-onboarding) guide.